So much adulting today.
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Got up a bit early for an appointment at the doctor’s office, because starting a few months ago most of my menstrual periods have been significantly worse than usual, and after the 2.5th bout of debilitating dizziness (the .5 was a time where it felt like it was *going* to happen but never quite got bad enough that I couldn’t stand up) I figured there was enough of a pattern developing here that I shouldn’t bet on it going away on its own.
The first-line treatment is daily iron supplements, plus two naproxen twice a day around the onset of menstruation (apparently, in addition to the painkilling effect, higher-dose naproxen can also make periods lighter). If the OTC stuff doesn’t cut it, the next step is to “”sample”“ some birth control pills. (She is one of those doctors who, when possible, keep their poorer patients supplied with enough ”“samples”“ of a medication that they never actually have to spend money on it.)
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Then my brother and I went to the bank and signed up for index-fund RRSPs [link]. It’s not so much that I’m planning for retirement per se (though my brother might be thinking of it that way, I’m not sure), but after many hours of very stressful research regarding which forms of investment fall in the intersection of “non-awful returns”, “low fees”, and “won’t piss off the IRS [link]”, this is the only entry that I am sufficiently confident is on that list.
(I came scarily close to buying some non-RRSP index funds this autumn–even set up the account for it!–and only found out that doing so would incur the IRS’s wrath because my brother mentioned he was thinking of getting a TFSA, and this inspired me to read the Wikipedia article on them [link] (they are also terrible, for some of the same reasons). Thank you for telling me this extremely important information, Wikipedia, because nobody *else* fucking did!)
It looks like we are allowed to have *some* ETFs [link] under *some* circumstances, but I don’t have a clear sense of which ETFs/circumstances those are. Once we’ve reached a point in our lives where [18% of all the post-immigration income we’ve ever had] isn’t enough room to keep our savings in, we will have to find an appropriate specialist to consult about exactly how to tell when an ETF is permissible.
Tags:
#sometimes I wonder if I should go into U.S. tax preparation so maybe one day I can actually fucking understand what my own taxes are doing #but I think I’d rather do something more in the realm of bookkeeping or cost-benefit analysis #this stuff does not seem to *quite* be my style #but it’s even less everyone else’s style so I took the research upon myself #(at least I get to cost-benefit-analyse the various types of investment?) #adventures in human capitalism #oh look an original post #home of the brave #our home and cherished land #medical cw #menstruation #the more you know